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What is Your Definition of Quality of Life?
Not to stir a controversy here or anything. Yet, I like to hear from you on what is your definition of a need and a want is. Typically, I like to think of a need as what we need to sustain life: basic...
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First Rule of Retirement – Be Comfortable with Uncertainty
Ode to the day that we can all sit back and have a drink in one hand overlooking the ocean on our first day of retirement. Just as we start thinking that we could get comfortable with this lifestyle,...
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What to Factor into Your Retirement Calculation Assumptions
In looking at online retirement calculators, there are a few things that stuck out to me on how we can mistakenly under estimate our retirement savings without realizing it. Now, retirement estimates...
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Simplifying the Budget
A while back ago, I worked with a couple where the wife was very detailed oriented and the husband was a little bit more carefree when it came to money. In working with them, she wanted to learn how to...
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Annuities – Longevity Insurance Is It Worth the Costs?
There has been increased press about a new type of annuity, longevity insurance. It is designed to pay benefits starting at a later age, like age 85. Thus, if you plan for your assets to last for a...
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Secret to Abundance – The Answer is Within You
Many people are searching to find the answer of how to become a millionaire. Maybe it is with the “hot” stock pick for the week. Maybe it is with shopping for the best bargain. There have been success...
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The Real Cost of a Loan
We all know by now the basic interest cost of a loan. If we have a $20,000 car loan at 7% interest for 5 years, the amount of money we pay back is approximately $23,800. Thus, the cost of the loan is...
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Long-term Trust versus Short-term Hope that Our Financial Situation Improves
I was listening to NPR on show about universal health care. In listening to the report, I started thinking if we have universal health care what will change? We should have more people covered by...
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Trust – Difference between Your Purpose and Chasing False Gold
One of the questions that I have been grappling with is if a person keeps on banging his head against a wall and making no progress towards his goals, how does he know this is part of his purpose in...
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Seek Wealth not in a Piece of Paper, Rather in Yourself
In reading my local paper a few weeks ago, I was reminded by how it seems harder and harder to get ahead financially today. Our local newspaper ran a story about a few college graduates with staggering...
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